Website Terms of Use

Last updated on: 12 May 2025

Welcome to CheckRef, a website located at www.checkref.co. This site is owned and fully operated by CheckRef Ltd and its subsidiaries (collectively, "we," "us," or "our").

These Terms and Conditions regulate your access to and use of this website (referred to as "you," "yourselves," or "your"). By accessing or using this website, you agree to adhere to these Terms and Conditions, as well as our Privacy Policy.

Intellectual Property

This website contains substantial intellectual property owned by or licensed to us, protected by both local and international law. This includes, but is not limited to, trade names, trademarks, software, content, patterns, pictures, graphics, media, arrangement, layout, and the overall appearance of the website. You have no rights to any of this intellectual property and must not infringe upon any trademark or intellectual property rights associated with this website. This includes but is not limited to:

• It is prohibited to modify or alter any code or content found on this website.
• Embedding or framing content from this website on another site is prohibited.
• Creating derivative works based on the content of this website is prohibited.

User Content

Occasionally, this website may allow you to interact with other registered users and share materials or information (referred to as User Content). By posting any User Content, you:

• Users are prohibited from posting content that is inaccurate or derogatory.
• The user will bear full responsibility for their User Content.
• You confirm that you possess all the necessary legal rights to share the User Content.
• We retain a perpetual, non-exclusive, royalty-free, irrevocable, and transferable right and permission to utilize your content as we see appropriate, and to permit others to do the same.
• By agreeing to these terms, you waive any moral rights related to your content. Additionally, if a third party holds moral rights to any User Content you post or share, you must ensure they provide the same consent.

We retain the discretion to alter, delete, or refrain from publishing any User Content. We do not:

• Verify the identity of any user.
• Ensure the correctness, quality, or reliability of any user content. While we oversee all content and information exchanged through this website, we are not obligated to do so.

Information

The content and information on this website, including user content, references, statements, and opinions (collectively "Information"), is provided for general informational purposes only. This Information does not take your specific situation into account, and reliance upon it for decision-making is at your own risk.

CheckRef is not responsible for any errors or omissions within the Information. Before acting on any Information, we recommend that you: assess its suitability for your intended purpose; conduct your own thorough research; and seek professional guidance when appropriate.

Confidentiality and publicity

Regarding Our Logo:

We grant you a limited, non-exclusive, personal, non-transferable, non-sublicensable, royalty-free, and revocable licence to display our logo solely at your office(s) or on your website(s). This usage must strictly adhere to our brand guidelines and any other written instructions we may provide.

Regarding Your Name and Logo:

You grant us a limited, non-exclusive, personal, non-transferable, non-sublicensable, royalty-free, and revocable licence to display your name and logo on our website and affiliated companies for the purpose of promoting our product and/or company.

Prohibited Conduct

Users are prohibited from:

• Violating the rights of any individual or entity, including intellectual property, confidentiality, publicity, or contractual rights.
• Using unauthorised automated means (including bots, spiders, or intelligent agents) to access or search the website, except for standard search engines and web browsers.
• Attempting to reverse engineer any website code or software.
• Sharing or publishing personal information of others without consent, including photos, contact details, or financial account numbers.
• Using the website for unsolicited promotional or commercial email (spam or marketing).
• Disrupting the website's normal operation.
• Harassing, stalking, or collecting personal data of other users.
• Engaging in screen scraping or other data harvesting techniques, or assisting others in doing so.

Accounts

Should you observe any unauthorized access to your account, please notify us immediately via email at support@checkref.co. When you create an account on our website, you are responsible for:

• Providing accurate and complete information.
• Keeping your username and password secret and confidential.
• All activity that happens under your account.

If you notice any unauthorized access to your account, please inform us immediately by emailing support@checkref.co.

Third Party Links and Websites

Our website may contain links to external websites, advertisements, promotions, or other third-party offerings. We do not endorse, sponsor, or recommend the content, products, or services provided by these third parties.

Accessing these external resources is at your own risk. We are not liable for any issues that may arise from your use of or access to these third-party websites, offers, or services.

Disclaimers

This website is provided without any express or implied warranties, including but not limited to warranties of suitability and fitness for a particular purpose. We do not warrant that:

• Our website will always meet your needs.
• The information provided is accurate or reliable.
• Your access to our website will be uninterrupted.
• Our website or the server hosting it are free from viruses or other harmful components.
• Our website will operate without interruption or be available at all times.

We accept no responsibility or liability for any User Content shared or transmitted by you, other registered users, or third parties through our Services. You acknowledge and agree that you may encounter User Content that is inaccurate, offensive, inappropriate, derogatory, or otherwise unsuitable for your intended use.

We will not be held liable for any damage to your computer or loss of files resulting from downloading content, media, or other materials from this website. Any content, materials, or media downloaded or obtained from this website is done at your own discretion and risk.

We make no guarantees or warranties, either express or implied, regarding the accuracy, completeness, reliability, or continuous availability of any information, images, products, services, or related content displayed on this website.

Limitation of Liability

To the extent legally allowed, all liability is limited for any damages, loss, injury, or expenses (whether direct, indirect, accidental, derived, special, or consequential, including but not limited to loss of revenue) incurred by you or any third party, or for lawsuits against you or any third party, arising from:

• Your access to and use of our website, or your inability to access it.
• Any action or content of another registered user or third party.
• Unauthorized access to, use, or modification of your User Content.

If liability cannot be limited, our total liability for all claims related to this website will not exceed one hundred dollars (or its equivalent).

Indemnity

You agree to protect and hold harmless us and our affiliates (including our employees, directors, and agents) from any claims, legal proceedings, damages, liabilities, or costs (including all legal fees and expenses) arising from or connected to:

• Your use of and access to our services via this website.
• Your breach of any part of these Terms and Conditions.
• Any intentional, unlawful, or negligent act or failure to act by you, including but not limited to tort or breach of contract.

This obligation to indemnify will continue even after your account on our website is closed or deactivated.

Governing Law

These Terms and Use shall be governed by and construed in accordance with the laws of the United Kingdom.

This website is accessible from locations outside of the United Kingdom. However, we offer no guarantee that the website adheres to the legal requirements of any jurisdiction beyond our own. Consequently, if you access this website from outside the United Kingdom, you do so at your own initiative and are accountable for complying with the laws of your location.